SERVICES

SERVICES

Banknomics ensures that you get the best Loans in terms of interest rates and other facilities. You can choose from Adjustable, Fixed or Floating Rate Loan by scanning dozen of offers from the banks and choose the best.

Home Loan

The interest rates for Home Loans can be fixed or floating, or partly fixed and or partly floating, suiting the needs of the borrower. Home Loan is offered to individuals who wish to purchase or construct a house. The property is mortgaged to the lender as a security till the repayment of the loan. The bank or financial institution will hold the title or deed to the property till the loan has been paid back with the interest due for it.

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Loan Against Property

Loan Against Property (LAP) is also called 'Home Equity Loans' and is sort of loan against the security of one's property. LAP is intended to meet the money related needs of a man who already owns a house, which is free from any encumbrance (i.e. it is not given as security for any reason). In other words it actually connotes - a loan given or disbursed against the mortgage of property.

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Personal Loan

We all have needs and goals that stay unfulfilled because of the gap that exists between our dreams and reality. This is where; Personal Loan can help in making difference in your life. Regardless of what your money related needs are - unforeseen costs, wedding in the family, home change or whatever the event, Personal Loans can help you with addressing your needs. The procedure is simple and quick. You don't need to hypothecate any insurance or property to avail this loan. All you have to do is to follow some simple steps and help us understand your requirements.

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Car Loan

Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase.

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Loan Against Car

Loan Against Car is a short-term loan in which the borrower's car title is used as collateral. The borrower must be the lien holder (i.e. own the car outright). Loans are usually for less than 30 days. If the loan is not repaid, the lender can take ownership of the car and sell it to recover the loan amount.

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Education Loan

Education Loan is way for you to finance education or school related expenses. Payments are often deferred while in school and for a six-month grace period aftergraduation

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Business Loan

A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest according to the loan’s terms and conditions.

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