SERVICES

ABOUT PERSONAL LOAN

ICICI Bank is the second largest bank in India by assets and by market capitalization. ICICI Bank India offers instant personal loans for a wide range of your personal needs at attractive interest rates.

ICICI PERSONAL LOAN
ICICI ELIGIBILITY CRITERIA

ELIGIBILITY CRITERIA

  • Please refer bank’s specific website for eligibility criteria.

DOCUMENTS REQUIRED

  • Signed application form with photograph
  • ID and residence proof
  • Processing fee cheque
  • Last 6 months bank statements

Documentation for salaried applicants:

  • Last 3 months salary-slips
  • Form 16 or Income Tax Returns

Documentation for self-employed applicants:

  • Education qualification certificate & proof of business existence
  • Last 3 years Income Tax Returns with computation of Income
  • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
ICICI DOCUMENTS REQUIRED
ICICI ELIGIBILITY CRITERIA

DO'S

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

DON'T

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money
  • Don’t transfer checking or savings balances from one account to another
  • Do not give notice to your landlord before consulting with your loan officer