SERVICES

ABOUT PERSONAL LOAN

Getting a home loan from ICICI Bank is easy and quick. We keep the paperwork and other formalities to a minimum. Proof of your identity, address and income are some of the key documents that are required to be submitted for ICICI Bank home loan.

ICICI PERSONAL LOAN
ICICI ELIGIBILITY CRITERIA

ELIGIBILITY CRITERIA

  • Please refer bank’s specific website for eligibility criteria.

DOCUMENTS REQUIRED

  • Signed application form with photograph
  • ID and residence proof
  • Processing fee cheque
  • Last 6 months bank statements

Documentation for salaried applicants:

  • Last 3 months salary-slips
  • Form 16 or Income Tax Returns

Documentation for self-employed applicants:

  • Education qualification certificate & proof of business existence
  • Last 3 years Income Tax Returns with computation of Income
  • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
ICICI DOCUMENTS REQUIRED
ICICI ELIGIBILITY CRITERIA

DO'S

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

DON'T

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money
  • Don’t transfer checking or savings balances from one account to another
  • Do not give notice to your landlord before consulting with your loan officer