SERVICES

ABOUT PERSONAL LOAN

Organising funds during emergency, satisfying your long lasting desires like going on a vacation, unexpected medical expenses, marriage in the family or any other personal needs. We can help you fulfill any of the needs effectively.

HDFC PERSONAL LOAN
HDFC ELIGIBILITY CRITERIA

ELIGIBILITY CRITERIA

  • Please refer bank’s specific website for eligibility criteria.

DOCUMENTS REQUIRED

  • Know Your Customer (KYC) documents are required for initiating the process. Based on the product selected, the other requirements are communicated by a company executive during a personal visit. Other than this the basic documents as per RBI guidelines are required.
HDFC DOCUMENTS REQUIRED
HDFC ELIGIBILITY CRITERIA

DO'S

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

DON'T

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money