SERVICES

ABOUT PERSONAL LOAN

HDFC Bank, which was incorporated in 1994, is the fifth largest bank in India by assets. Over the years HDFC Bank has won the trust of its customers and has become a market leader in personal loans. Enjoy triple benefits when you take a personal loan from HDFC Bank - Faster loan, competitive pricing, transparency.

HDFC PERSONAL LOAN
HDFC ELIGIBILITY CRITERIA

ELIGIBILITY CRITERIA

"HDFC Bank offers an eligibility tool on their website for a detailed analysis. Please refer same for the criteria."

DOCUMENTS REQUIRED

  • Signed application form with photograph
  • Copy of passport/voter ID card/driving license
  • Processing fee cheque
  • Last 3 months bank statement/6 months bank passbook
  • Documentation for salaried applicants:
    • Latest salary slip
    • Current dated salary certificate with the latest Form 16
  • Documentation for self-employed applicants:
    • Latest Bank statement
    • Latest ITR or Form 16
HDFC DOCUMENTS REQUIRED
HDFC ELIGIBILITY CRITERIA

DO'S

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

DON'T

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money