Bank
Tata Capital Housing Finance Limited

About Home Loan

Tata Capital understand your needs and your specific circumstances and offer customized home loans which offer the right repayment option, loan tenor basis your loan value, eligibility and profession. With attractive interest rates, quick disbursement and minimal paperwork, a Tata Capital Home Loan doesn’t just help you build your house. It helps you live your life – to the fullest.

Eligibility Criteria

  • For eligibility on particular product please contact us or the respective bank

Documents Required

For Salaried Individual

  • Duly filled Application form with photograph
  • Identity and Residence Proof
  • Latest salary-slip
  • Form 16
  • Last 6 months bank statements
  • Processing fee cheque

For Self Employed Professional

  • Duly filled Application form with photograph
  • Identity and Residence Proof
  • Education Qualifications Certificate and Proof of business existence
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit/Loss statement and Balance Sheet
  • Last 6 months bank statements
  • Processing fee cheque

For Business Man

  • Duly filled Application form with photograph
  • Identity and Residence Proof
  • Education Qualifications Certificate and Proof of business existence
  • Business profile
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit/Loss statement and Balance Sheet
  • Last 6 months bank statements (self and business)
  • Processing fee cheque

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

Don'ts

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money

About Loan Against Property

Take advantage of every opportunity you have and leverage the potential of your existing property. Be it residential or commercial, you can acquire funds through the ‘Loan Against Property’ facility at Tata Capital Housing Finance Limited. Whether it is for personal needs, business requirements, renovation of property or asset acquisition, you can avail a Loan Against Property to gather funds quickly and easily, and at attractive interest rates.

Eligibility Criteria

  • For eligibility on particular product please contact us or the respective bank

Documents Required

For Salaried Individual

  • Duly filled Application form with photograph
  • Identity and Residence Proof
  • Latest salary-slip
  • Form 16
  • Last 6 months bank statements
  • Processing fee cheque

For Self Employed Professional

  • Duly filled Application form with photograph
  • Identity and Residence Proof
  • Education Qualifications Certificate and Proof of business existence
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit/Loss statement and Balance Sheet
  • Last 6 months bank statements
  • Processing fee cheque

For Business Man

  • Duly filled Application form with photograph
  • Identity and Residence Proof
  • Education Qualifications Certificate and Proof of business existence
  • Business profile
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit/Loss statement and Balance Sheet
  • Last 6 months bank statements (self and business)
  • Processing fee cheque

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

Don'ts

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money