Bank
Indiabulls Housing Finance Ltd

Indiabulls Housing Finance Limited is one of India’s leading and fastest growing private sector financial services companies providing Consumer Finance, Housing Finance, Commercial Loans, Asset Management and Advisory services.

About Home Loan

Indiabulls Housing Finance Limited provides tailor-made home loan schemes to support your dream of owning a home. They become your partners while you lay the foundation of your dream home. Assisting you at every step to ensure that buying your perfect home is a happy and memorable experience

Eligibility Criteria

  • They have dedicated tool on their website to check the eligibility.

Documents Required

  • Application form: duly signed
  • Processing Fee Cheque
  • Know Your Customer documents: Name & date of birth proof, address proof, signature proof, and identity proof
  • Income documents
  • If salaried: Salary slips, Form 16 and bank statement
  • If self employed: ITRs with financial statements, Bank statement
  • Property Documents

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

 

Don't

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money
  • Don’t transfer checking or savings balances from one account to another
  • Do not give notice to your landlord before consulting with your loan officer

About Loan Against Property

Indiabulls Loan Against Property will take care of your financial needs while you can concentrate on your business plan. Indiabulls Loan Against Property will guide you to understand the hidden value of your residential or commercial property so that your small or medium sized enterprise need not feel the crunch of working capital.

Eligibility Criteria

  • For eligibility on particular product please contact us or the respective bank

Documents Required

  • As per RBIs Guidelines

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

 

Don't

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money
  • Don’t transfer checking or savings balances from one account to another
  • Do not give notice to your landlord before consulting with your loan officer