Bank
HDFC Limited

We are one of the leading stock broking companies in India and a subsidiary of HDFC Bank- a renowned private sector bank. As a stock broking company, we have completed 15 years of operation serving a diverse customer base of retail and institutional investors.

About Home Loan

Everyone has a dream of buying a house one day. In fact, buying a house is invariably one of the most important goals in everyone's life. No wonder, buying a dream home remains one of the biggest investments during one's lifetime. HDFC Securities can help you get loan against your existing property to fund your personal expenses like unexpected medical expenses, marriage in the family, business expansion, funding yours kid’s education etc.

Eligibility Criteria

  • Dedicated Eligibility tool available on website

Documents Required

  • Proof of both identity and residence
  • Proof of income

For Salaried Individual

  • Last 3 months Salary Slips
  • Last 6 months Bank Statement
  • Latest Form-16 and IT returns
  • Employment Contract / Appointment Letter in case current employment is less than 1 year old
  • Last 6 months' Bank Statements showing repayment of any ongoing loans
  • Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across
  • Cheque for processing fee favouring ‘HDFC Ltd’
  • Copy of the Allotment Letter / Buyer Agreement
  • Receipt/(s) of payment/(s) made to the developer

For Self Employed

  • PAN, TAN Card
  • Income Tax Returns along with computation of income for the last 3 Assessment Years
  • Last 3 years’ Balance Sheet and Profit & Loss A/c Statements, with Annexure/Schedules
  • (Points 2 & 3 should be of both the individual and the business entity and attested by a CA)
  • Last 6 months' Current A/c Statements of the business entity and Savings Account Statements of the individual
  • Latest Form 26 AS
  • List of Directors and Shareholders with their individual shareholding certified by a CA / CS in case of the business entity being a company
  • Memorandum and Articles of Association of the Company
  • Partnership Deed in case of the business entity being a partnership firm
  • Details of ongoing loans of the individual and the business entity including the outstanding amount, instalments, security, purpose, balance loan term, etc.
  • Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across
  • Cheque for processing fee favouring ‘HDFC Ltd.’
  • Copy of the Allotment Letter / Buyer Agreement
  • Receipt/(s) of payment/(s) made to the developer

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

Don'ts

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money

About Personal Loan

Organising funds during emergency, satisfying your long lasting desires like going on a vacation, unexpected medical expenses, marriage in the family or any other personal needs. We can help you fulfill any of the needs effectively.

Eligibility Criteria

  • Please refer bank’s specific website for eligibility criteria.

Documents Required

  • Know Your Customer (KYC) documents are required for initiating the process. Based on the product selected, the other requirements are communicated by a company executive during a personal visit. Other than this the basic documents as per RBI guidelines are required.

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

Don'ts

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money

About Car Loan

Owning a car has always been a dream but in these changing times it has almost become a necessity. We also realize that it would be a little out of your grasp since it comes with a heavy price tag. HDFC securities can now help you in turning your dream into reality. Not only this, we can also assist you in getting a loan for a used/ pre owned car.

Eligibility Criteria

  • Please refer bank’s specific website for eligibility criteria.

Documents Required

  • Know Your Customer (KYC) documents are required for initiating the process. Based on the product selected, the other requirements are communicated by a company executive during a personal visit. Other than this the basic documents as per RBI guidelines are required.

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

Don'ts

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money

About Loan Against Property

Your home builds value both emotionally and economically with time. With HDFC’s Loan Against Property you can leverage the economic worth of your home while continuing to enjoy occupancy of the same, so that you get immediate finance to meet a variety of personal and business needs.

Eligibility Criteria

  • Dedicated Eligibility tool available on website

Documents Required

  • Proof of both identity and residence
  • Proof of income

For Salaried Individual

  • Last 3 months Salary Slips
  • Last 6 months Bank Statement
  • Latest Form-16 and IT returns
  • Employment Contract / Appointment Letter in case current employment is less than 1 year old
  • Last 6 months' Bank Statements showing repayment of any ongoing loans
  • Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across
  • Cheque for processing fee favouring ‘HDFC Ltd’
  • Declaration and documents clearly stating the end use of the loan Own Contribution Proof
  • Title Deeds including the previous chain of the property documents
  • Proof of no encumbrances on the property
  • Approved plan if applicable

For Self Employed

  • PAN, TAN Card
  • Income Tax Returns along with computation of income for the last 3 Assessment Years
  • Last 3 years’ Balance Sheet and Profit & Loss A/c Statements, with Annexure/Schedules
  • (Points 2 & 3 should be of both the individual and the business entity and attested by a CA)
  • Last 6 months' Current A/c Statements of the business entity and Savings Account Statements of the individual
  • Latest Form 26 AS
  • List of Directors and Shareholders with their individual shareholding certified by a CA / CS in case of the business entity being a company
  • Memorandum and Articles of Association of the Company
  • Partnership Deed in case of the business entity being a partnership firm Details of ongoing loans of the individual and the business entity including the outstanding amount, instalments, security, purpose, balance loan term, etc.
  • Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across
  • Cheque for processing fee favouring ‘HDFC Ltd.’
  • Declaration and documents clearly stating the end use of the loan
  • Own Contribution Proof
  • Title Deeds including the previous chain of the property documents
  • Proof of no encumbrances on the property
  • Approved plan if applicable

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

Don'ts

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money