Bank
DCB Bank

DCB Bank is a modern emerging new generation private sector bank with 160 branches across 17 states and 2 union territories. It is a scheduled commercial bank regulated by the Reserve Bank of India. It is professionally managed and governed. DCB Bank has contemporary technology and infrastructure including state of the art internet banking for personal as well as business banking customers.

About Home Loan

Avail of DCB Home Loan for the purchase of a new house, self construction or the purchase of land and construction of a house. Get loans up to 90% of the market value of your property. The loan amount ranges from Rs.10 lakhs to Rs.5 crores.

Eligibility Criteria

  • For eligibility on particular product please contact us or the respective bank

Documents Required

  • Application form with self-attested photograph
  • Age proof
  • Proof of residence
  • Proof of identity

Salaried Professional

  • 3 month’s salary slip
  • Form 166 month’s bank statement
  • Copy of title documents
  • Processing fee cheque

Self Employed Personnel

  • Proof of business existence and years in business
  • 2 years of income tax returns along with financial statements
  • Bank statements - individual and business of the last 6 months
  • Copy of title documents
  • Processing fee cheque

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

 

Don't

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money
  • Don’t transfer checking or savings balances from one account to another
  • Do not give notice to your landlord before consulting with your loan officer

About Business Loan

DCB Micro Business Loans cater to all your monetary requirements, whether it is business expansion, or working capital deficit or debt consolidation or personal requirements like marriage, education, travel, medical exigency or renovation of your property. Along with loan you become eligible for zero balance savings account to give you a complete banking experience.

Eligibility Criteria

  • For eligibility on particular product please contact us or the respective bank

Documents Required

Salaried

  • Application form with self-attested photograph
  • Age Proof (PAN card / Passport / Mark sheet with date of birth / Birth certificate)Proof of residence (Passport / Driving Licence / Aadhar card / Voter’s ID card)
  • Proof of identity (Voter’s ID card / Passport / Employer's card / Aadhar card)
  • 3 month’s salary slips / salary certificate
  • 6 month’s bank statements
  • Copy of title documents
  • Processing fee cheque

Self-employed

  • Application form with self-attested photograph
  • Age proof (PAN card / Passport / Mark sheet reflecting date of birth / Birth certificate)
  • Proof of residence (Passport / Driving Licence / Aadhar card / Voter’s ID card)
  • Proof of identity (Voter's ID card / Driver's license / Employer's card / Aadhar card)
  • Proof of business existence and years in business
  • 6 month’s bank statement
  • Copy of title documents
  • Processing fee cheque

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

Don'ts

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money
  • Don’t transfer checking or savings balances from one account to another

About Loan Against Property

DCB Business Loan helps to unlock the hidden value of your property. Through their business loans, they take care of your financial needs, while you concentrate on your business plans.

Eligibility Criteria

  • For eligibility on particular product please contact us or the respective bank

Documents Required

  • Application form with self-attested photograph
  • Age proof
  • Proof of residence
  • Proof of identity

Salaried Professional

  • 3 month’s salary slip
  • Form 166 month’s bank statement
  • Copy of title documents
  • Processing fee cheque

Self Employed Personnel

  • Proof of business existence and years in business
  • 2 years of income tax returns along with financial statements
  • Bank statements - individual and business of the last 6 months
  • Copy of title documents
  • Processing fee cheque

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

 

Don't

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money
  • Don’t transfer checking or savings balances from one account to another
  • Do not give notice to your landlord before consulting with your loan officer