Bank
Deutsche Bank

Deutsche Bank in India is a fully integrated financial services provider to Indian corporate, institutional and individual clients. Our services include on-shore investment banking, institutional equities broking, asset and private wealth management, retail banking and business processes outsourcing.

About Home Loan

Deutsche Bank, consider themselves as a partner you need to make your dream home come true. Whether it’s purchasing a new house, or renovating your existing home, Deutsche Bank has a wide range of home loan options that are specific to your needs.

Eligibility Criteria

 

                Salaried                Self-employed

Minimum Age -                23 years               23 years 

Maximum Age -                65 years or retirement, whichever is earlier         65 years 

Minimum Gross
Annual Income (Rs.)                             500,000           500,000  

Documents Required

  • Photo Identity
  • Address Proof
  • Signature Proof
Financials

Salary slip of last three months

Form 16 or ITR

HR certification showing all allowances and reimbursements (if any)

Copy of bank statement (main account) for last 6 months

Repayment details on any existing loans or loan closure letter

Income Tax returns for the last 2 years

Profit & Loss Account along with computation of Income and Balance Sheet for last 2 years, duly certified by a CA

Proof of business continuity for last 3 years

Copy of bank statement (main account) for last 6 months

Short note on the nature of business, form of organisation, clients and suppliers, etc.

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

 

Don't

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money
  • Don’t transfer checking or savings balances from one account to another
  • Do not give notice to your landlord before consulting with your loan officer

About Personal Loan

Be it a family vacation, a household appliance or your child’s education, you always dream to get the best for your family. With the Deutsche Bank personal loan products*, you will always be prepared to fulfil your dreams.

Eligibility Criteria

Eligibility criteria

Existing customers

Minimum Age 

 

25 years 

 

Maximum Age 

 

60 years 

 

Income (Rs.) 

 

Monthly take home - Rs. 25,000 and above 

 

 Telephone 

 

Mandatory at both residence and office 

 

Documents Required

  • Photo Identity
  • Proof of Address
  • Proof of Signature
  • Proof of Age

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

 

Don't

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money
  • Don’t transfer checking or savings balances from one account to another
  • Do not give notice to your landlord before consulting with your loan officer

About Business Loan

Flexibility, liquidity and peace of mind powered by collateral free Deutsche Bank Small Business Overdraft

Eligibility Criteria

Applicants must meet the Reserve Bank of India’s definition of Micro/Small Enterprises:

  • Purpose of Loan - Working Capital
  • Personal Guarantee - Key promoters will be required to stand as guarantors to the loan
  • Business Vintage - Minimum three years in the same line of business and operating for three years in the same city
  • All applicants to submit audited financial statements - Profit & Loss Account, Balance Sheet and Tax Audit report for the last two financial years
  • Bank statements for six months from the customer’s main bankers
  • Stock & Book Debt / Operating expenses statement

Documents Required

  • Photo Proof
  • Address Proof
  • Others as mentioned in RBI Guidelines

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

 

Don't

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money
  • Don’t transfer checking or savings balances from one account to another
  • Do not give notice to your landlord before consulting with your loan officer

About Loan Against Property

Make the most of your property with Deutsche Bank Loan Against Property

Eligibility Criteria

Eligibility criteria

Salaried

Self-employed

Minimum Age 

 

23 years 

 

23 years 

 

Maximum Age 

 

65 years or retirement, whichever is earlier 

 

65 years 

 

Minimum Gross Annual
Income (Rs.) 

 

500,000 

 

500,000 

 

Documents Required

Financials

Salary slip of last three month

Form 16 or ITR

HR certification showing all allowances and reimbursements (if any)

Copy of bank statement (main account) for last 6 months

Repayment details on any existing loans or loan closure letter

Income Tax returns for the last 2 years

Profit & Loss Account along with computation of Income and Balance Sheet for last 2 years, duly certified by a CA

Proof of business continuity for last 3 years

Copy of bank statement (main account) for last 6 months

Short note on the nature of business, form of organisation, clients and suppliers, etc.

  • Photo Identity Proof
  • Address Proof
  • Proof of Signature

Do's and Don'ts

Do’s

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

 

Don't

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money
  • Don’t transfer checking or savings balances from one account to another
  • Do not give notice to your landlord before consulting with your loan officer