SERVICES

ABOUT PERSONAL LOAN

Be it a dream vacation, child's education, home renovation or wedding in your family, you can instantly fulfil your aspirations with Axis Bank Personal Loans. Axis bank’s personal loans will give you a helping hand meet all your personal requirements.

HDFC PERSONAL LOAN
HDFC ELIGIBILITY CRITERIA

ELIGIBILITY CRITERIA

Salaried Doctors, employees of select MNCs, Public and Private limited companies, Government sector employees including Public Sector Undertakings and Central and Local bodies can avail Personal Loan subjected to following criteria:

  • Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 60 years
  • Minimum Net Monthly Income: Rs 15,000
  • Maximum loan available: Rs 15 lakhs

DOCUMENTS REQUIRED

  • Application form.
  • Photograph.
  • Age proof
  • ID proof
  • Income proof
  • Bank statement
  • Residence proof
  • Signature verification proof
  • Post Sanction / Pre Disbursement Documentation
  • Loan Agreement duly signed
  • Standing Instruction (SI) Request / ECS Form / Post Date Cheques (PDCs).
  • (Security Cheques required for SI and ECS)
  • Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers Documentary proofs required may vary from customer to customer
HDFC DOCUMENTS REQUIRED
HDFC ELIGIBILITY CRITERIA

DO'S

  • Make your mortgage or rent payments on time
  • Stay current on all existing accounts
  • Continue to work for the same employer
  • Continue living at your current residence
  • Keep credit card balances at or below 40% of credit limits
  • Call us before doing anything regarding your employment, credit cards or assets.

DON'T

  • Don’t make a major purchase (car, boat, etc.)
  • Don’t apply for new credit or loans of any kind
  • Don’t change bank accounts or banks unless advised
  • Don’t consolidate your debt into fewer accounts
  • Don’t Deposit cash or non-traceable funds
  • Don’t close credit card accounts
  • Don’t borrow money
  • Don’t transfer checking or savings balances from one account to another